Home Mortgages
Learn about our home mortgage offerings and apply online at AmeriCU Mortgage.
Please contact Jessica Busch 248-247-1894 or jessica.busch@americu.com.
Home Equity Line of Credit
Home Equity Line of Credit (HELOC) Loans are now available through our partnership with Forterra. If you need financing for home improvements, school tuition, debt consolidation, or any other reason, our home equity loans may be right for you.
Please contact Steve Von Mann at 931-431-2135 or svonmann@forteracu.com.
Vehicle Loan - New
Getting approved for an auto loan with our credit union before you visit the dealership, allows you to:
- Know your interest rate,
- Know your loan payments,
- And choose the vehicle you really want (instead of one that the dealership wants to get rid of and pushes on you).
Dealerships are usually the only ones who can offer 0% financing, but, most of the time, these loans are shorter terms so your monthly payments will be higher.
We offer terms anywhere from 36 to 84 months based on your credit history. We also offer more payment options including, payroll deduction, automatic transfers.
You can also get GAP insurance through Kennedy VA EFCU for only $400 and the warranties are based on the vehicle you purchase.
Check us out first!
Vehicle Loan - Used
Getting approved for an auto loan with our credit union before you visit the dealership, allows you to:
- Know your interest rate,
- Know your loan payments,
- And choose the vehicle you really want (instead of one that the dealership wants to get rid of and pushes on you).
Dealerships are usually the only ones who can offer 0% financing, but, most of the time, these loans are shorter terms so your monthly payments will be higher.
We offer terms anywhere from 36 to 84 months based on your credit history. We also offer more payment options including, payroll deduction, automatic transfers.
You can also get GAP insurance through Kennedy VA EFCU for only $400 and the warranties are based on the vehicle you purchase.
Check us out first!
Motorcycle Loans - New & Used
Boat Loans - New & Used
On approved boat loans the same policy for new and used vehicles is applicable.
Signature Loans
Credit Builder Loans
Student Loans
The Smart Option Student Loan® For Kennedy VA Employees Federal Credit Union by Sallie Mae®
For borrowers attending degree-granting institutions.
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
The Smart Option Student Loan Features and Benefits:
- Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility.
- No origination fee and no prepayment penalty
- Benefits and an interest rate reduction available
- Rates that reward creditworthy borrowers
- 100% US-based Student Loan Specialists
- Applying with a creditworthy cosigner may help you qualify
Loan Rates
| Type | Low Interest Rate | High Interest Rate |
|---|---|---|
| Auto Loans | 5.75% APR | 16.50% APR |
| Personal Loans | 12.00% APR | 28.00% APR |
Calculate Your Payments
Use our simple loan calculator to calculate your loan payments, now!
