We offer several types of accounts for members. Choose the type(s) that is right for you.
| Account Type | Dividend Rate | Annual Percentage Yield | Minimum Balance to Earn APY | Minimum Opening Balance |
|---|---|---|---|---|
|
Account Type
Shares
|
Dividend Rate
0.015%
|
Annual Percentage Yield
0.015%
|
Minimum Balance to Earn APY
$200.00
|
Minimum Opening Balance
$5.00
|
|
Account Type
Christmas
|
Dividend Rate
0.001%
|
Annual Percentage Yield
0.001%
|
Minimum Balance to Earn APY
$200.00
|
Minimum Opening Balance
–
|
|
Account Type
Special - 09
|
Dividend Rate
0.001%
|
Annual Percentage Yield
0.001%
|
Minimum Balance to Earn APY
$200.00
|
Minimum Opening Balance
–
|
|
Account Type
Share Draft
|
Dividend Rate
0.001%
|
Annual Percentage Yield
0.001%
|
Minimum Balance to Earn APY
$300.00
|
Minimum Opening Balance
–
|
|
Account Type
18 Month IRA
|
Dividend Rate
0.050%
|
Annual Percentage Yield
0.050%
|
Minimum Balance to Earn APY
$2,500.00
|
Minimum Opening Balance
$2,500.00
|
|
Account Type
30 Month IRA
|
Dividend Rate
0.075%
|
Annual Percentage Yield
0.075%
|
Minimum Balance to Earn APY
$5,000.00
|
Minimum Opening Balance
$5,000.00
|
|
Account Type
Accumulation IRA
|
Dividend Rate
0.025%
|
Annual Percentage Yield
0.025%
|
Minimum Balance to Earn APY
$5.00
|
Minimum Opening Balance
–
|
|
Account Type
6 Month Term Account
|
Dividend Rate
0.050%
|
Annual Percentage Yield
0.050%
|
Minimum Balance to Earn APY
$1,000.00
|
Minimum Opening Balance
$1,000.00
|
|
Account Type
12 Month Term Account
|
Dividend Rate
1.00%
|
Annual Percentage Yield
1.004%
|
Minimum Balance to Earn APY
$1,500.00
|
Minimum Opening Balance
$1,500.00
|
|
Account Type
18 Month Term Account
|
Dividend Rate
0.050%
|
Annual Percentage Yield
0.050%
|
Minimum Balance to Earn APY
$2,500.00
|
Minimum Opening Balance
$2,500.00
|
|
Account Type
6 Month Term Account
|
Dividend Rate
0.075%
|
Annual Percentage Yield
0.075%
|
Minimum Balance to Earn APY
$5,000.00
|
Minimum Opening Balance
$5,000.00
|
Please Note:
- The above rates may change after the account is opened. The annual percentage rates listed above are accurate as of July 1, 2021.
- Fees or other conditions could reduce the earnings on the above accounts.
- 18 month IRA's, 30 month IRA's, six month term accounts, 12 month term accounts, 18 month term accounts and 30 month term accounts will have a penalty imposed for early withdrawal.
- Dividends are paid on the first of each calendar quarter.
- The annual percentage yield is accurate as of the last dividend declaration date.
