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You can apply for a new loan online here.  You can calculate your loan payment here.

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Check out our great loan rates:

Type Low Interest Rate High Interest Rate
Auto Loan 1.49% APR 17.99% APR
Personal Loan 5.00% APR 18.00% APR



And here are the type of loans we have to offer:

Loan Type Additional Information Maximum Amount Interest Rate Minimum Payment Requirements
Home Mortgages

Learn about our home mortgage offerings and apply online at AmeriCU Mortgage.

Vehicle Loan - New On approved new vehicle loans, the credit union will loan up to 100% of the MSRP sticker price plus sales tax with approved credit.
Vehicle Loan - Used On approved loans, the Black Book Used Car Guide will be used to determine the amount financed. The maximum amount financed cannot exceed the listed retail value.
Motorcycle Loans - New & Used The same guidelines utilized for new and used vehicle loans are applicable on approved new and used motorcycle loans.
Boat Loans - New & Used On approved boat loans the same policy for new and used vehicles is applicable.
Signature Loans The maximum approved Signature (unsecured) Loan for any member is based on the member's credit history and credit score. The maximum period of repayment is 36 months.
Credit Builder Loans A loan program for members with limited, blemished or no credit. Personal credit scores can be repaired and increased. $1,000.00 18% APR $50.00 per payment period Payments must be through payroll deduction.
Student Loans See below for more information

For all vehicle, motorcycle, and boat loans, the approved price includes tax, title, GAP and other insurance, or any other after-market product.




For borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or apply, please get started here.


The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.

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