Dividends
Types of Accounts:
We offer several types of accounts for members. Choose the type(s) that is right for you.
Dividend Rates:
| Account Type | Dividend Rate | Annual Percentage Yeild | Minimum Balance to Earn APY | Minimum Opening Balance |
|---|---|---|---|---|
| Shares | 0.175% | 0.175% | $200.00 | $5.00 |
| Christmas | 0.250% | 0.250% | $200.00 | — |
| Special | 0.1% | 0.1% | $200.00 | — |
| Share Draft | 0.175% | 0.175% | $300.00 | — |
| 18 Month IRA | 1.125% | 1.13% | $100.00 | $100.00 |
| 30 Month IRA | 1.25% | 1.256% | $500.00 | $500.00 |
| Accumulation IRA | 0.5% | 0.501% | — | — |
| 6 Month Term Account | 0.8125% | 0.815% | $2,500.00 | $2,500.00 |
| 12 Month Term Account | 1.0625% | 1.067% | $5,000.00 | $5,000.00 |
Please Note:
- The above rates may change after the account is opened. The annual percentage rates listed above are accurate as of April 1, 2016.
- Fees or other conditions could reduce the earnings on the above accounts.
- 18 month IRA's, 30 month IRA's, six month term accounts and 12 month term accounts will have a penalty imposed for early withdrawal.
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