Dividends
Types of Accounts:
We offer several types of accounts for members. Choose the type(s) that is right for you.
Dividend Rates:
| Account Type | Dividend Rate | Annual Percentage Yeild | Minimum Balance to Earn APY | Minimum Opening Balance |
|---|---|---|---|---|
| Shares | 0.295% | 0.295% | $200.00 | $5.00 |
| Christmas | 0.358% | 0.359% | $200.00 | — |
| Special | 0.325% | 0.325% | $200.00 | — |
| Share Draft | 0.278% | 0.278% | $300.00 | — |
| 18 Month IRA | 1.954% | 1.972% | $2,500.00 | $2,500.00 |
| 30 Month IRA | 1.929% | 1.946% | $5,000.00 | $5,000.00 |
| Accumulation IRA | 2.011% | 2.030% | — | — |
| 6 Month Term Account | 2.031% | 2.050% | $1,000.00 | $1,000.00 |
| 12 Month Term Account | 2.021% | 2.040% | $1,500.00 | $1,500.00 |
| 18 Month Term Account | 1.954% | 1.972% | $2,500.00 | $2,500.00 |
| 30 Month Term Account | 1.929% | 1.946% | $5,000.00 | $5,000.00 |
Please Note:
- The above rates may change after the account is opened. The annual percentage rates listed above are accurate as of October 1, 2019.
- Fees or other conditions could reduce the earnings on the above accounts.
- 18 month IRA's, 30 month IRA's, six month term accounts, 12 month term accounts, 18 month term accounts and 30 month term accounts will have a penalty imposed for early withdrawal.
- Dividends are paid on the first of each calendar quarter.
- The annual percentage yield is accurate as of the last dividend declaration date.
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